Pensions & Retirement Planning

Want to retire comfortably? Let us put the action into your plan.

Pensions & Retirement 

Planning for financial freedom later in life requires careful consideration; after all, you may spend many more years in retirement than in work. What does your dream retirement look like? What age do you want to retire? Making sure you achieve the type of retirement you have always wanted is not just dependent on how you have planned your finances, but also on when and how you choose to access them.

Whether you’re looking to arrange your first pension or review your current arrangements, we offer specialist advice to help you maximise your return and ensure tax-efficiency. Furthermore, we will continue to monitor your arrangements to help you achieve the comfortable retirement you deserve.

SIPPS

A Self-Invested Personal Pension (SIPP) is a flexible pension with favourable death benefits that allows individuals to make their own investment decisions from a wide range of different sources, including (but not limited to) stocks and shares, Unit Trusts and Collective Investment Accounts, and both Commercial and Residential Property.

We work closely with a number of different providers, based in the Isle of Man and UK, and together we can help you consider whether a SIPP is appropriate to meet your retirement needs.

Looking to arrange your first pension?

Getting started can be a daunting task but it's well worth doing. At Edgewater you can expect jargon-free advice to help you think about what you want from your retirement and, more importantly, how to get it. 

Need to review your current arrangements?

It's important to review your pension regularly.  Our experts can provide you with a full assessment to make sure you stay on track to meet your retirement goals.