Time to relax.

Time to relax.

Time to relax.

Time to relax.

Time to relax.

Time to relax.

Time to relax.

Time to relax.

Time to relax.

Are you sitting comfortably…?

Planning for financial freedom later in life requires careful consideration; after all, you may spend many more years in retirement than in work.

Whether you’re looking to arrange your first pension or review your current arrangements, Edgewater Associates offers specialist advice to help you maximise your return and ensure tax-efficiency. Furthermore, we will continue to monitor your arrangements to help you achieve the comfortable retirement you deserve.

PRODUCTS WE OFFER:

SIPPS

We offer full guidance and specialist advice on Self Invested Personal Pensions, allowing you maximum flexibility and investment potential for your retirement planning. Click Here for more information on Isle of Man Self-Invested Personal Pensions (SIPPs).

Annuities

These plans can provide peace of mind for those looking for a regular, fixed lifetime income on retirement, where income drawdown is not a suitable option.

UK Pensions

We are able to give advice on pension schemes outside the Isle of Man jurisdiction. The dramatic changes brought about by ‘pension freedom’ in the 2014 UK Budget have made this a very topical issue.

Saving Plans

Often used alongside existing pension plans and can be regular monthly savings or a lump sum investment. These plans can be a flexible and efficient way of boosting your retirement fund.

Existing Isle of Man Pensions

We can review all of your existing pension arrangements and, in appropriate cases, amalgamate plans to reduce costs, enhance investment options and help you to get more for your money.

Employee Benefits

Staff pension schemes are a real benefit to employees to promote loyalty, and are straightforward to set up and administer. Employers can choose to contribute to staff pensions or simply offer a scheme into which employees can save for the future. In addition, there may be cost and tax benefits to both employer and employees. For more, see our section on Group Schemes and Employee Benefits.

“Very impressed with the wealth of knowledge offered by the team!”

Vicky Blease, Owner, Sugarlump Studios