Time to relax.

Time to relax.

Time to relax.

Time to relax.

Time to relax.

Time to relax.

Time to relax.

Time to relax.

Time to relax.

Keeping you on the move…

Whether you are looking to purchase your first home, move to a different property, arrange a new deal, or release equity to repay other commitments, our team of lending experts can help you.
At Edgewater Associates, we focus on one particular mortgage – the one that’s right for you; however, we can also assist with:

  • re-arranging borrowing and strengthening applications
  • choosing lenders which offer the right solution and price
  • commercial lending
  • bridging finance
  • application preparation, case presentation, and progress monitoring
  • lending into retirement
  • peer-to-peer lending

Mortgages We Offer

The main method of repaying your mortgage is by capital repayment, by which you repay a proportion of the debt plus interest each month, until the mortgage is fully repaid.

First Time Buyers

Buying your first home can be a daunting prospect. At Edgewater Associates, we make it simple. From advising on procedures, associated costs, and helping you to achieve the maximum affordable mortgage, we are there to support and guide you through the whole process.

Moving Home or Remortgaging

Whether you are moving home, or your existing mortgage deal is coming to an end, you want to be sure you are getting the best option available. We will research the market to find the latest products, and can arrange your new mortgage quickly and efficiently.

Buy to Let

Purchasing a buy-to-let property can be a good long-term investment. There are specific buy-to-let mortgage products available and Edgewater Associates is highly experienced in this specialised sector.

Bridging Loans

If you are hoping to move home, before selling your existing home, or before receiving your pension lump sum, we have access to private lenders who can provide bridging loans; filling the space left by banks withdrawing from this market. These loans are also available into retirement.

Government House Purchase Assistance Scheme

If you are struggling to get your foot on the first rung property ladder, you may be eligible for some assistance from the Government, via the Shared Equity Scheme (subject to criteria). Full details of the scheme can be obtained from http://www.gov.im/

Additional loans

If you are planning to extend your property, take a round the world trip, change your car or consolidate other debts, increasing your mortgage can be the cheapest way of achieving this. For only a small increase in your monthly repayment, you could release equity from your property to finance your dream.

Commercial Mortgages

We have extensive experience in obtaining commercial lending and can help to arrange finance at the best terms available, ensuring your business is placed on the soundest financial footing.

“I would just like to say a huge THANK YOU to you all for being so patient and helpful with Tom and I whilst sorting everything out for our house. We are loving being home owners!”

Charlotte Shimmin